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Life Insurance for Adults

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Adult Life Insurance

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Adults + Children

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$5,000
$10,000
$20,000

$30,000
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$5,000, $10,000, $20,000, $30,000, $50,000

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No Medical Exam —
Simple Application
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No Waiting Period Full Coverage The First Day
Fast Approval Process Full Coverage The First Day—Fast Approval Process

Monthly Rates As Low As: $3.49 for Adults
$2.17 for Children or Grandchildren

Customer Reviews

14,327 Google reviews 4.2 out of 5 stars

5 out of 5 stars Sherry Jackson — 6/12/2025
I'm very happy with Globe Life, I've been with them for years, and have recommended them to family and friends.
5 out of 5 stars Tammy Lewis — 1/31/2025
My claim was processed quickly without any issues. I am able to get answers on the phone fast in a very timely manner.
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5 out of 5 stars Linda Horton King — 1/30/2025
The service was excellent, the customer service specialist acknowledged my concern and completely resolved it. I was speaking with a live person within 90 seconds after calling. #averyhappyclientof manyyears
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5 out of 5 stars Joyce Doty — 1/2/2025
Always a pleasure and very helpful. Keep to the GREAT work Globe Life!
5 out of 5 stars Harriet Bass — 12/10/2024
There was no long wait time when I called and the representative was able to resolve my payment issue with no problem and timely!!!!
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5 out of 5 stars Brenda Jones — 12/10/2024
Called in and received phenomenal customer service. The representative was extremely knowledgeable, helpful and professional.
5 out of 5 stars RICKY MCMURTRY — 10/28/2024
This is a great company. I have been with them for over 5-years. They is always there for you.
5 out of 5 stars Jessica McAllister — 9/23/2024
Rep was so helpful!! Got what I needed done accomplished on my first try! That's a win in my book!

Buy $50,000

Life Insurance for Adults

Buy direct from the comfort of your home! It’s easy to buy. Online application can be completed in minutes. There is no medical exam—just a simple application.

Buy direct from the comfort of your home! Feel secure knowing that money will be there for credit card bills, home and car loans, children’s and grandchildren’s future education and even your medical and final burial expenses.

Life insurance that fits your budget Choose the right coverage amount to fit your monthly expenses.

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$1^* BUYS $30,000

Life Insurance for Children

Take the first step towards a financial head start for your child or grandchild Your child’s policy builds cash value for the future.

Benefits never canceled or reduced Once approved, your benefits will never be reduced or canceled regardless of changes in age, health or occupation as long as the premiums are paid on time.

Rates are guaranteed to stay the same for life The monthly rate is based on your children’s or grandchildren’s present age and is guaranteed to stay the same for the rest of their life.

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Join Thousands Of Current Globe Life Insurance Company of New York Policyholders

Globe Life Insurance Company of New York is rated A (Excellent)** by A.M. Best Company based on their latest analysis of Globe Life Insurance Company of New York's financial strength, management skills and integrity.
(rating as of 10/24)

Monthly Rates Juvenile rates are for the following states:
Current Age	$5,000	$10,000	$15,000	$20,000	$30,000
0	$2.17	$4.28	$5.98	$7.67	$11.05
1-4	$2.88	$4.86	$6.84	$8.82	$12.78
5-9	$3.16	$5.43	$7.69	$9.95	$14.48
10-12	$3.60	$6.30	$9.00	$11.70	$17.10
13-17	$4.20	$7.51	$10.81	$14.11	$20.72
18-21	$4.55	$8.19	$11.83	$15.48	$22.77
22-25	$4.98	$9.05	$13.13	$17.21	$25.36

Monthly Rates Juvenile rates are for the following states:
Current Age	$5,000	$10,000	$15,000	$20,000	$30,000
0	$2.17	$4.64	$6.52	$8.39	$12.13
1-4	$2.77	$4.69	$6.57	$8.44	$12.18
5-9	$3.16	$5.43	$7.69	$9.95	$14.48
10-14	$3.68	$6.45	$9.23	$12.01	$17.56
15-19	$4.20	$7.51	$10.81	$14.11	$20.72
20-25	$4.98	$9.05	$13.13	$17.21	$25.36

Monthly Rates For Females Adult rates are for the following states:
Your Age	$5,000	$10,000	$20,000	$30,000	$50,000	$75,000	$100,000
18-20	$1.99	$2.82	$4.46	$6.11	$9.41	$13.54	$17.68
21-25	2.32	3.37	5.48	7.59	11.79	17.05	22.32
26-30	2.92	4.35	7.23	10.10	15.86	23.04	30.24
31-35	3.57	5.47	9.27	13.07	20.67	30.17	39.67
36-40	4.22	6.63	11.45	16.28	25.92	37.98	50.04
41-45	5.07	8.17	14.36	20.55	32.95	48.44	63.92
46-50	6.39	10.54	18.85	27.16	43.78	64.54	85.32
51-55	7.70	13.00	23.61	34.21	55.42	81.93	108.45
56-60^†	9.34	16.14	29.74	43.35	70.56	104.57	138.58
61-65	11.47	20.28	37.89	55.50	90.71	134.73	178.76
66-70	14.50	26.19	49.58	72.96	119.75	178.21	236.68
71-75	19.17	35.38	67.81	100.24	165.10	246.16	327.22
76-80	26.38	49.72	96.41	143.11	236.49	353.21	469.94
81-85‡	39.49	75.99	148.99	221.99	367.99	550.49	733.00
86-89‡	54.49	106.99	211.99	316.99	526.99	789.48	1,051.97

Monthly Rates For Males Adult rates are for the following states:
Your Age	$5,000	$10,000	$20,000	$30,000	$50,000	$75,000	$100,000
18-20	$2.22	$3.71	$6.69	$9.68	$15.65	$23.11	$30.58
21-25	2.86	4.81	8.71	12.62	20.43	30.19	39.94
26-30	3.49	5.91	10.75	15.60	25.28	37.38	49.48
31-35	4.16	7.10	12.98	18.86	30.62	45.31	59.99
36-40	5.12	8.81	16.17	23.54	38.28	56.70	75.11
41-45	6.40	11.11	20.51	29.92	48.73	72.24	95.76
46-50	8.10	14.18	26.34	38.50	62.83	93.23	123.64
51-55	10.12	17.91	33.49	49.06	80.21	119.14	158.08
56-60^†	12.94	23.16	43.60	64.03	104.90	155.99	207.09
61-65	17.02	30.84	58.49	86.14	141.44	210.55	279.67
66-70	22.99	42.24	80.73	119.23	196.23	292.48	388.73
71-75	31.92	59.54	114.79	170.04	280.54	418.66	556.79
76-80	41.90	79.46	154.59	229.72	379.98	567.81	755.64
81-85^†	57.99	111.99	219.99	327.99	543.99	813.98	1,083.98
86-89^†	81.99	161.49	320.49	479.49	797.49	1,194.99	1,592.50